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Top Stories

Thursday, October 21, 1999

Guebara settles in at Wal-Mart

By ROSIE FLORES
Staff Writer
PECOS, Oct. 21, 1999 - Keeping customers happy is the number one goal of Olga Guebara, the new manager of the Pecos Wal-Mart.

Guebara assumed the duties of manager of the facility in August and is enjoying her new position tremendously.

"I really like it, I've done this for a while now, so it's not new to me," she said.

Guebara started working at the local Wal-Mart in April of 1986 and has assumed different positions within the store since then.

She started in the processing area, later was department manager and CSM, for house wares and toys and then became the assistant manager in 1991.

Being in charge of the entire operations of the local store, Guebara oversees about 80 employees. "Basically, I'm in charge of everything that comes in the store and that goes out the store, including the customers," said Guebara. "We have to keep the customers happy."

Schedules, inventory, receiving and, of course, complaints are a part of her everyday routine.

"It gets very hectic sometimes, but it can be fun," she said. "There's a lot of paperwork."

Guebara has gone through extensive training as assistant manager and has completed managerial training. "I was in California during the earthquake, doing training while I was assistant manager and have completed all my training," she said.

When she's not busy at the store she enjoys spending time with her husband, Ramon, and her three daughters, Tiffany Machuca, age 12, Katrina Machuca, 9 and her baby, Ramona Guebara, 4.

"We enjoy doing family things and I enjoy going fishing with my husband and girls," said Guebara.

When you go to Wal-Mart, you'll see friendly faces and one of them will be the new manager.

"I want to keep in touch with my customers needs, so they won't have to go all the way to Odessa," said Guebara. "We also want to provide service with a smile."

She is also the first local individual to be given the position of manager of the facility. "It's just great because, as a local, we already know everybody," she said.
More Women in Business
 

Pair arrested in Wednesday drug raid

By ROSIE FLORES
Staff Writer
PECOS, Oct. 21, 1999 - Cocaine, marijuana and assorted drug paraphernalia were seized during a narcotics search held Wednesday evening at an east side residence.

The items were seized as the result of a raid which occurred shortly before 8 p.m. on Wednesday, when officers from the Pecos Police Department and the Reeves County Sheriff's Office executed the search warrant at the home of Danny Ephriam, 501 E. Second St.

"Upon executing the search warrant and all subjects were secured within the residence, officers proceeded to search the residence," said Pecos Police Investigator Paul Deishler.

He said during the search of the residence a substance, which tested positive for cocaine, was found.

Also found inside the home was paraphernalia used in the packaging and smoking of marijuana and paraphernalia used in the ingesting and smoking of cocaine.

"Other evidence was also taken from the residence during the search," said Deishler.

Ephriam, 51, was arrested and charged with possession of a controlled substance (marijuana) and possession of a controlled substance (cocaine). Bond for the marijuana possession was set at $5,000, with the bond for the cocaine possession set at $10,000, by Justice of the Peace Amonario Ramon.

Also arrested during the incident was Alfredo Reyes, 41, who was charged with possession of a controlled substance (cocaine). His bond was set at $10,000.

Prop 2 would ease seniors' mortgage rule

EDITOR'S NOTE: This is the second in a series of articles on the proposed amendments to the Texas Constitution which voters will decide on in the Nov. 2 general election.


By PEGGY McCRACKEN
Staff Writer
PECOS, Oct. 21, 1999 - Proposition 2: The constitutional amendment relating to the making of advances under a reverse mortgage and payment of a reverse mortgage.

This proposed amendment expands the conditions under which a lender in a reverse mortgage secured by a homestead may require repayment, requiring the lender to notify the borrower before a reverse mortgage is foreclosed for certain grounds.

It allows the borrower to cure certain grounds for foreclosure and requires that certain foreclosures be made only by a court order.

Raises the age of eligibility for a reverse mortgage from 55 to 62 and provides greater flexibility in delivery and use of the loan. A governmental agency or instrumentality may take assignment of a reverse mortgage in order to cure a default.

Background:

In 1997 voters adopted a constitutional amendment allowing reverse mortgages secured by homestead property. A reverse mortgage is a credit agreement under which a lender provides money to a borrower in exchange for a lien on his home. The borrower is generally not required to repay the money or interest until he dies or moves out of the home. Reverse mortgages are usually used by senior citizens to convert the equity they have accumulated in their homes into money that may be used for current expenses.

Although allowed by law, lenders are not making reverse mortgages in Texas. Because of language in the law restricting when lenders may require repayment, and inconsistency with federal law, Fannie Mae will not purchase the reverse mortgages on the secondary market and the U.S. Department of Housing and Urban Development will not insure the mortgages.

The proposed amendment is intended to address the concerns of Fannie Mae and HUD. It clarifies when death or absence of the borrowers from the home is grounds for the lender to require repayment of the mortgage.

It adds grounds for which the lender may require repayment when the borrower's actions endanger the lender's lien.

The lender is also required to give the borrower notice of a possible foreclosure because of these additional grounds and allows the borrower to avoid foreclosure by remedying the problem.

Arguments for:

1. Many senior citizens have accumulated a large amount of equity in their homes. Reverse mortgages would allow them to use that value as income for retirement expenses or for other purposes. The amendment would remove barriers to the mortgages.

2. Conforming state law to federal law and practices in other states and providing means to more fully protect lender's liens will create more certainty and efficiency for reverse mortgage lenders.

Arguments against:

1. When voters authorized reverse mortgages they set strict limitations to protect senior citizens. Refusal of lenders to participate is no reason to remove the protections. The practices of the federal government or of lenders in other state should not be allowed to determine the level of protection that this state provides its senior citizens.

2. The limitations in state law are still too restrictive because they continue to prohibit cash advances under a reverse mortgage to be made in the form of a line of credit, which is the most flexible and advantageous to borrowers. Borrowers should not be forced to take advances on their reverse mortgage and to begin accumulating interest on those advances before the borrower needs the money.

This analysis is taken from a publication by the Texas Legislative Council. Next: Proposition 3 - eliminating duplicative, executed, obsolete, archaic and ineffective provisions of the Texas Constitution.
 

DRUG FREE RALLY

PECOS, Oct. 21, 1999 -  Pecos High School student council members work with other students and counselor Eva Arriola to prepare the banner for the District Drug Free Rally scheduled for Friday morning at Eagle Stadium. All students will be bused to the Eagle Stadium and everyone is encouraged to wear red. The rally will be held from 9:30 a.m. until 10:30 a.m. Guest speaker will be special FBI Agent Tony Franco, who grew up in West Texas. Other activities are planned throughout the morning.

Ag commissioner to hold meeting in Ft. Stockton

Farmers, ranchers and the community are invited to meet with Texas Agriculture Commissioner Susan Combs Monday in Fort Stockton to discuss issues affecting agriculture.

The town hall meeting will begin at 9:30 a.m. in the Pecos County Extension Center, off U.S. 285 at Airport Drive, north of Interstate 10.

People may voice their concerns, ideas and solutions for agriculture, Texas producers and their rural communities. Commissioner Combs will also visit with producers and community leaders about opportunities for rural economic development in the area.

For more information, contact Scott Heselmeyer, TDA Producer Relations Specialist, at 512-463-4879.

Lotto

AUSTIN (AP) Results of the Lotto Texas drawing Wednesday night: Winning numbers drawn: 11-15-22-33-38-47. Estimated jackpot: $29 million. Number matching six of six: 0. Matching five of six: 181. Prize: $1,450. Matching four of six: 9,410. Prize: $100.

***

AUSTIN (AP) The winning Pick 3 numbers drawn Wednesday by the Texas Lottery, in order: 6-0-4 (six, zero, four)

Weather

PECOS, Oct. 21, 1999 - High Wednesday 79. Low last night 39. Slightly warmer temperatures were predicted through Friday. Daytime highs should range from the 70s to 80s in the Rio Grande valley. Lows overnight were expected from the 40s to near 50, with some 30s across the Oklahoma and North Texas Panhandles and southwestern mountains.



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Pecos Enterprise
York M. "Smokey" Briggs, Publisher
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